Risk Disclosure

Last updated: 15 January 2026

1. Purpose of this disclosure

This Risk Disclosure describes material risks associated with using the Velqueñor platform and with trading or investing in digital assets, shares and other financial instruments. It supplements our Terms of Service and is not an exhaustive list of every risk. You should not use the Platform unless you understand these risks and are comfortable bearing them.

2. Capital at risk

The value of digital assets and securities can fall as well as rise. You may receive back less than you invested, and in some circumstances you may lose your entire capital. Any funds you allocate through the Platform should be limited to amounts you can afford to lose without affecting your essential living costs or financial security.

3. Market volatility

Bitcoin, Ethereum and other digital assets have historically experienced very large price movements over short periods, sometimes without warning. Equity and foreign exchange markets can also move sharply in response to economic data, political events, changes in interest rates or company-specific news. Rapid movements can cause losses that exceed expectations.

4. Automated tools and artificial intelligence

The Platform uses automated models and software to analyse information and to apply risk controls. These tools are imperfect. They may rely on incomplete or delayed data, may misinterpret market conditions, and may not behave as expected during periods of extreme volatility, outages or unusual liquidity. Past or simulated results do not guarantee future performance, and a model that has performed well historically may perform poorly in the future.

5. Risk controls are not guarantees

Stop-loss levels, position limits and other controls available on the Platform are designed to reduce certain risks but do not eliminate them. Orders may not execute at the price you specify, a stop may be triggered at a worse price during a fast-moving market, and controls may fail because of connectivity issues or third-party outages. You remain responsible for monitoring your positions.

6. Liquidity and execution

Some assets may be difficult to buy or sell quickly without affecting their price, particularly during stressed conditions or for less widely traded instruments. Spreads, slippage and fees can reduce returns and increase losses. Trading venues may also suspend withdrawals or trading, which could prevent you from accessing your funds when you want to.

7. Third-party providers and custody

The Platform relies on third parties for market data, connectivity, banking and asset services. Failures, errors, insolvency or security breaches at those providers could affect your funds or data. Digital assets held with exchanges or wallet providers may not be protected in the same way as bank deposits, and the Financial Services Compensation Scheme does not protect most crypto-assets.

8. Illustrative projections and calculators

Any calculator, chart or projection shown on our website or in the Platform is purely illustrative. It applies assumed rates and simplified arithmetic to hypothetical amounts and periods. Such figures are not forecasts, promises or indications of likely outcomes, and actual results may differ substantially, including being negative.

9. Cyber and operational risks

Online services are exposed to hacking, phishing, malware, account takeover and human error. Losses can arise from compromised devices, weak passwords or sharing login details. Our security measures reduce these risks but cannot remove them. You should enable available multi-factor authentication and be cautious about unsolicited messages claiming to come from us.

10. Regulatory and legal considerations

The regulatory treatment of crypto-assets and automated trading tools is evolving. Many crypto-asset activities are not regulated in the same way as traditional investments, and rules may change in ways that affect your use of the Platform. You should check the current authorisation status of any firm you deal with, including on the Financial Conduct Authority register, and understand the protections that apply to you.

11. Tax

The tax treatment of digital assets and trading gains depends on your individual circumstances and may change over time. You are responsible for understanding and meeting your own tax obligations, including any reporting requirements in the United Kingdom or your country of residence. We do not provide tax advice.

12. Seek independent advice

Before making any investment decision, consider your financial situation, objectives, experience and risk tolerance. Where appropriate, seek advice from a qualified and independent financial adviser, accountant or legal professional. Information on the Platform does not take into account your personal circumstances.

13. Your acknowledgement

By using the Platform you confirm that you have read and understood this Risk Disclosure, that you accept the risks described, and that you make your own trading and investment decisions. If you have questions, please contact us at [email protected] or at King William Street 100, BS1 5LJ Bristol, GB.